Since 1965, The Entertainment Industry Group Insurance Trust (TEIGIT) has administered health insurance plans for members of participating associations in the arts and entertainment industry. Current health insurance programs are underwritten by OXFORD in Southern New York state and by CIGNA in Connecticut, New Jersey, California, the greater Chicago area, and parts of Central & Southern Florida. Enrollment is automatic.
HEALTH INSURANCE — three OXFORD plans (all Point of Service plans)
Each plan allows you to see any doctor, in or out of the OXFORD network. Out-of-network benefits include a deductible, coinsurance and a maximum out-of-pocket cost. In-network benefits require co-payments. The plans vary in cost and benefits. Material mailed to members includes benefit details and applications. Coverage can become effective on the first day of the month following 60 days of membership in ASMP. Members must be self-employed. Applications must be received by the 20th day of the month prior to the effective date.
HEALTH INSURANCE — two CIGNA plans (an HMO and a Point of Service plan)
HealthPlan (HMO): There are co-payments for office visits, hospital admissions and prescription drugs, which differ in each state. Expenses outside the CIGNA network are not covered, except for emergencies, which are covered anywhere in the world.
Health ACCESS (a Point of Service plan): This plan allows a member to go to any doctor in or out of the CIGNA network, anywhere in the world. The expenses incurred outside the network are subject to an annual deductible, after which CIGNA pays 70% and the member pays 30% for the balance of the contract year until an annual out-of-pocket maximum is reached. If the member stays within the CIGNA network, the benefits are similar to the CIGNA HealthPlan described above. Deductibles and out-of-pocket maximums differ in each state.
Except for California, rates do not vary by age.
Coverage can become effective on the first day of any month provided that one has been a member of the association for at least 30 days prior to the date coverage becomes effective. Applications must be received by the 20th day of the month prior to the starting date selected.
DENTAL INSURANCE — The CIGNA Dental Plan is available for members in most states. Outstanding features include no claim forms, no deductibles, no dollar limits per year, no lifetime maximums, no charge for basic dental care including exams, cleanings, x-rays, fluoride applications, fillings and extractions; and low, known fixed payments for complex procedures. This is a Dental HMO only. The dentists who are contracted with CIGNA are all in private practice. You choose a private dental office from a list provided by TEIGIT. Your dentist will provide all general care but, if you need a specialist, your dentist will refer you to one. Each dentist has been screened and selected and thereafter monitored.
A member under age 65 who has been a member of the association for at least three months may enroll with a starting date of either October 1 or April 1 of each year. Applications must be received prior to the starting date selected.
ASMP members: Please log in to gain access to this benefit program.